# Empire Auto Protect Review 2026

Ranked #1 (9.8/10, our editors' rating) in https://digitaltop10.com/auto-warranty/. Updated October 2026.

## Our take

Empire Auto Protect has sold vehicle service contracts since the mid-2000s. Its pitch is simple: almost any car can qualify, there’s no inspection to sign up, and plans start at $69 a month. That makes it an easy option for drivers whose cars are too old or too high-mileage for stricter providers.

Plans are accepted at dealerships and licensed repair shops, and every plan includes 24-hour roadside help and a 30-day money-back guarantee.

## At a glance

- Starting price: $69/mo
- Deductible: $0–$200
- Eligible cars: Any age, good condition
- Waiting period: 30 days
- Money-back period: 30 days
- Transferable: Yes

## Pros

- Accepts any make, model or age in good working order
- No inspection, and free online quotes
- Dedicated EV plan and a rim and tire add-on
- Transferable plans and 24-hour roadside help

## Cons

- Customer reviews are mixed, especially on cancellations
- State availability isn’t published

## Plans

| Plan | What it covers | Price |
|---|---|---|
| Silver | Engine, transmission, drive axle, cooling, brakes, electrical, A/C, fuel system and more, plus roadside help, towing and rental car | From $69/mo |
| Supreme | The same listed systems as Silver; limits and terms vary by plan | Get quote |
| Platinum | The same listed systems as Silver; limits and terms vary by plan | Get quote |
| EV Platinum | Plan built for electric vehicles | Get quote |
| Rim and tire add-on | Wheel and tire protection | From $49/mo |

## How a claim works

1. Take your car to a dealership or licensed repair shop.
2. The shop diagnoses the problem and contacts the plan administrator.
3. The covered repair is reviewed and approved.
4. You pay your deductible and the covered cost is paid under your contract.

## Bottom line

If your car is older or has high mileage and other companies won’t cover it, Empire is worth a quote: there’s no inspection and prices start at $69 a month. Before you buy, read the cancellation terms.

## Company facts

- Type: Vehicle service contract seller
- Repair shops: Dealerships and licensed shops
- California: Sold as a motor club membership
- Phone: 1-888-345-0084
- Website: https://empireautoprotect.com/

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