# Top 10 Best Auto Warranty Companies of 2026

Protect yourself from surprise repair bills. Updated October 2026.

We compared the extended car warranty companies the major review sites rate highest, then ranked them #1 to #10.

| Rank | Company | Score | Price | Deductible | Max mileage |
|---|---|---|---|---|---|
| 1 | Empire Auto Protect | 9.8/10 | From $69/mo | $0–$200 | No stated limit |
| 2 | Endurance | 9.4/10 | $79–$160/mo | $0–$200 | No cap |
| 3 | Everything Breaks | 8.9/10 | ~$108/mo | $100 typical | 250,000 |
| 4 | autopom! | 8.8/10 | $79–$126/mo | $0–$200 | ~150,000 |
| 5 | Olive | 8.4/10 | $50–$150/mo | $100–$500 | 185,000 |
| 6 | CarShield | 8.2/10 | $80–$170/mo | $0–$250 | 300,000 |
| 7 | CARCHEX | 8.1/10 | $140–$220/mo | $0–$250 | 250,000 |
| 8 | American Dream Auto Protect | 8.1/10 | $90–$150/mo | Varies | Varies |
| 9 | Toco Warranty | 8.0/10 | $72–$97/mo | $100 | 250,000 |
| 10 | Omega Auto Care | 7.9/10 | From ~$60/mo | $100 | 250,000 |

## #1 Empire Auto Protect — 9.8/10 (featured partner)

**BEST OVERALL, OUR TOP PICK.** Plans from $69 a month, with no inspection to sign up.

- Covers any make, model or age if the car is in good working order
- Four plan levels, including a dedicated EV plan, plus a rim and tire add-on
- 24-hour roadside help and a 30-day money-back guarantee

Keep in mind: Customer reviews are mixed, especially on cancellations, so read the contract terms before you buy.

- Price: From $69/mo
- Deductible: $0–$200
- Max mileage: No stated limit
- Waiting period: 30 days
- Website: https://empireautoprotect.com/
- Full review: https://digitaltop10.com/auto-warranty/empire-auto-protect/

## #2 Endurance — 9.4/10

**Best direct provider.** Handles its own contracts and claims, with no mileage cap.

- Accepts cars up to 20 years old with no odometer limit
- Six plan levels, including one that adds routine maintenance
- First year of Elite Benefits: key fob, tire and windshield help, collision discount

Keep in mind: Usually costs more than average, and coverage starts after 30 days and 1,000 miles.

- Price: $79–$160/mo
- Deductible: $0–$200
- Max mileage: No cap
- Waiting period: 30 days / 1,000 mi
- Website: https://www.endurancewarranty.com/

## #3 Everything Breaks — 8.9/10

**Best for older vehicles.** Month-to-month coverage for cars up to 250,000 miles.

- Administers its own plans
- Elite plan versions built for luxury models
- Annual plans can add oil changes, brakes and other maintenance

Keep in mind: The monthly rate can change after 30 months, and customer reviews are mixed.

- Price: ~$108/mo
- Deductible: $100 typical
- Max mileage: 250,000
- Waiting period: 30 days / 1,000 mi
- Website: https://www.everythingbreaks.com/

## #4 autopom! — 8.8/10

**Best value.** One of the lowest yearly costs, with standout customer reviews.

- Three straightforward plans, from powertrain to exclusionary
- Strong customer reviews, rated 4.7 on Trustpilot
- Roadside help, rental car and trip interruption included

Keep in mind: Cars are capped near 150,000 miles, and prices are not shown online.

- Price: $79–$126/mo
- Deductible: $0–$200
- Max mileage: ~150,000
- Waiting period: Varies by plan
- Website: https://autopom.com/

## #5 Olive — 8.4/10

**Best for buying online.** Get a price and buy online, with no waiting period.

- Coverage starts the next day, with no inspection
- Choose a $100, $250 or $500 deductible
- Pays the repair shop directly, and plans transfer at no cost

Keep in mind: Only cars up to 10 model years and 140,000 miles can enroll, and there is no roadside plan.

- Price: $50–$150/mo
- Deductible: $100–$500
- Max mileage: 185,000
- Waiting period: None
- Website: https://olive.com/

## #6 CarShield — 8.2/10

**Best for high mileage.** Accepts cars with up to 300,000 miles.

- Month-to-month plans with no long contract
- Plans for EVs, motorcycles and ATVs
- Rental car and trip interruption benefits

Keep in mind: No online quotes, not sold in California, and it settled with the FTC in 2024 over its advertising.

- Price: $80–$170/mo
- Deductible: $0–$250
- Max mileage: 300,000
- Waiting period: 30 days / 1,000 mi
- Website: https://carshield.com/

## #7 CARCHEX — 8.1/10

**Best plan variety.** Wide range of plans from a broker in business since 1999.

- Plans from powertrain to exclusionary, plus an EV plan
- Covers cars up to 250,000 miles, with terms up to 10 years
- Rideshare coverage and a 30-day money-back guarantee

Keep in mind: Prices run higher, and there are no online quotes.

- Price: $140–$220/mo
- Deductible: $0–$250
- Max mileage: 250,000
- Waiting period: 30 days / 1,000 mi
- Website: https://www.carchex.com/

## #8 American Dream Auto Protect — 8.1/10

**Best for discounts.** Frequent discounts on three customizable plans.

- Silver, Gold and Platinum plans
- Roadside help, towing and rental car on every plan
- Transferable coverage, with claims often approved within 48 hours

Keep in mind: No online quotes, and no sample contract before you pay.

- Price: $90–$150/mo
- Deductible: Varies
- Max mileage: Varies
- Waiting period: Varies
- Website: https://americandreamautoprotect.com/

## #9 Toco Warranty — 8.0/10

**Best month-to-month.** Low monthly price, cancel any time.

- Four simple tiers set by your mileage, up to 250,000 miles
- Flat $100 deductible per repair visit
- Handles its own claims, with roadside, rental and trip interruption

Keep in mind: Coverage starts after 90 days and 1,000 miles, and it is not sold in several states.

- Price: $72–$97/mo
- Deductible: $100
- Max mileage: 250,000
- Waiting period: 90 days / 1,000 mi
- Website: https://tocowarranty.com/

## #10 Omega Auto Care — 7.9/10

**Best maintenance benefits.** Adds up to $500 in maintenance benefits.

- Five plans, from powertrain to exclusionary
- Covers cars up to 250,000 miles
- The $100 deductible is waived at some repair shops

Keep in mind: Cars must be 15 years old or newer, and you need to call for a quote.

- Price: From ~$60/mo
- Deductible: $100
- Max mileage: 250,000
- Waiting period: None
- Website: https://omegaautocare.com/

## How we ranked

#1 is our top pick for most drivers, and its score is our editors’ rating.

#2 to #10 are ranked by their average score across six leading review sites, converted to a 10-point scale. A company had to appear on at least two of those sites to qualify.

Review sites used: Car Talk, Consumer Review Center, Screened, NerdWallet, Automoblog, ConsumerAffairs (customer rating).

## FAQs

### What is an extended car warranty?

Most are technically vehicle service contracts: an agreement to pay for covered repairs after the factory warranty ends. They are sold by carmakers, dealers and independent companies.

### How much does an extended car warranty cost?

The plans on this page mostly run between about $50 and $220 a month, depending on your car, its mileage, the coverage level and the deductible you pick.

### What is the difference between a direct provider and a broker?

A direct provider writes its own contracts and handles its own claims. A broker sells plans that another company administers, so that administrator decides and pays your claims.

### Is there a waiting period before I can file a claim?

Usually. Thirty days and 1,000 miles is common, some month-to-month plans wait 90 days, and a few providers like Olive have none.

### Can I cancel my plan?

Most providers offer a full refund within the first 30 days and a prorated refund after that, sometimes minus a fee. Read the cancellation section of the contract before you buy.

Advertising disclosure: DigitalTop10 is a free comparison site. We may receive compensation from, or be affiliated with, the companies we list, which can affect how and where they appear.