# Deliver Funding Review 2026

Ranked #1 (9.9/10, our editors' rating) in https://digitaltop10.com/business-funding/. Updated October 2026.

## Our take

Deliver Funding covers the full range of fast business capital, from a $10,000 cash advance to $5 million in equipment financing. Pre-approval doesn’t touch your credit, every credit type is considered, and decisions can come back in as little as 24 hours.

It’s built for small businesses with steady deposits that need money quickly and don’t want a bank’s paperwork or wait.

## At a glance

- Funding amount: $10K–$5M
- Decision: As fast as 24 hrs
- Funding: 24–48 hrs after approval
- Time in business: 6 months
- Monthly revenue: About $10K
- Credit: All types, soft pull

## Pros

- Four funding types, from $10,000 up to $5 million
- No hard credit pull to get pre-approved
- All credit types considered
- Decisions in as little as 24 hours

## Cons

- Rates and fees are quoted after you apply
- Most programs need 6 months in business
- Phone support on weekdays only

## Funding options

| Product | Amount | How it works |
|---|---|---|
| Merchant cash advance | $10K–$5M | An advance against future sales, repaid from your revenue |
| Line of credit | $10K–$250K | Draw what you need and pay only for what you use |
| Short-term loan | $10K–$500K | A lump sum repaid over 3 to 18 months |
| Equipment financing | $10K–$5M | Financing secured by the equipment you buy |

## How it works

1. Apply online in a few minutes. Pre-approval uses no hard credit pull.
2. Share your recent business bank statements.
3. Review your offer, often within 24 hours.
4. Accept and get funded, typically 24 to 48 hours after approval.

## Bottom line

If your business has at least 6 months of steady deposits and you need capital fast, Deliver Funding is our top pick. It covers small advances and large equipment deals alike, and checking your options won’t affect your credit.

## Company facts

- Based in: New York, NY
- Serves: Businesses across the U.S.
- Needs: Active business bank account
- Hours: Mon–Fri, 9am–6pm ET
- Phone: (888) 974-0522
- Website: https://deliverfunding.com/

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