:root{--navy:#0E2A4F;--navy-dk:#0A1F3B;--red:#D9363E;--red-dk:#B82A31;--gold:#F5B301;--ink:#1A2233;--ink-2:#3A4556;--muted:#556070;--line:#E2E6EC;--bg:#F3F5F8;--soft:#F7F9FB;--link:#1F5FBF;--on-dark:#D3DCEA}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;font-size:16px;line-height:1.5}
a{color:var(--link)}a:hover{color:#174A96}
img{max-width:100%;display:block}
h1,h2,h3{line-height:1.15;margin:0}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:8px;background:#fff;padding:8px 12px;z-index:99}

/* top bars */
.disclosure{background:#fff;border-bottom:1px solid var(--line)}
.disclosure p{margin:0 auto;max-width:1200px;padding:7px 24px;font-size:12px;color:var(--muted);text-align:center}
.hdr{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.hdr .wrap{display:flex;flex-wrap:wrap;align-items:center;gap:12px 28px;padding-top:12px;padding-bottom:12px}
.brand{display:flex;align-items:center;gap:8px;text-decoration:none;color:var(--navy);font-weight:800;font-size:21px;letter-spacing:-.02em}
.brand-mark{width:34px;height:34px;border-radius:8px;background:var(--navy);color:#fff;font-size:15px;display:flex;align-items:center;justify-content:center}
.brand b{color:var(--red)}
.nav{display:flex;flex-wrap:wrap;gap:6px 22px;flex:1 1 420px}
.nav a{color:var(--ink);text-decoration:none;font-weight:600;font-size:15px;padding:6px 0}
.nav a[aria-current=page]{color:var(--red);font-weight:700}

/* heroes */
.hero{color:#fff;background-size:cover;background-position:center}
.hero .wrap{padding-top:72px;padding-bottom:84px}
.hero-list .wrap{padding-top:40px;padding-bottom:64px}
.crumbs{font-size:13px;color:var(--on-dark);display:flex;flex-wrap:wrap;gap:8px;margin:0 0 18px;padding:0;list-style:none}
.crumbs a{color:var(--on-dark)}
.pill{display:inline-block;font-size:13px;font-weight:600;background:rgba(255,255,255,.14);border-radius:999px;padding:5px 12px;margin:0 0 12px}
.hero h1{font-size:clamp(32px,4.4vw,52px);font-weight:800;letter-spacing:-.02em;max-width:780px;margin-bottom:12px}
.hero .sub{font-size:22px;font-weight:600;margin:0 0 8px;max-width:760px}
.hero .lede{font-size:17px;color:var(--on-dark);max-width:660px;margin:0}
.searchbar{display:flex;flex-wrap:wrap;background:#fff;border-radius:10px;padding:6px;gap:6px;max-width:580px;margin-top:28px}
.searchbar select{flex:1 1 220px;height:52px;border:0;padding:0 14px;font:inherit;color:var(--ink);background:#fff}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 24px;border-radius:8px;background:var(--red);color:#fff;font-weight:700;font-size:16px;text-decoration:none;border:0;cursor:pointer;font-family:inherit}
.btn:hover{background:var(--red-dk);color:#fff}
.btn-sm{min-height:36px;padding:0 14px;font-size:13px;border-radius:6px;white-space:nowrap}

/* sections */
.sec{padding:56px 0 8px}
.sec h2{font-size:32px;font-weight:800;letter-spacing:-.01em;margin-bottom:6px}
.sec .lead{font-size:17px;color:var(--muted);margin:0 0 26px}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}
.tile{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden;text-decoration:none;color:var(--ink)}
.tile img{width:100%;height:190px;object-fit:cover}
.tile span{display:block}
.tile .tb{padding:20px 22px 22px;display:flex;flex-direction:column;gap:8px}
.tile .tt{font-size:20px;font-weight:800}
.tile .td{font-size:15px;color:var(--muted)}
.tile .tl{font-weight:700;color:var(--link);margin-top:4px}
.strip{background:#fff;border-bottom:1px solid var(--line)}
.strip .wrap{display:flex;flex-wrap:wrap;gap:12px 40px;justify-content:center;padding-top:18px;padding-bottom:18px;font-size:14px;font-weight:600;color:var(--ink-2)}
.toppick{background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden;margin-bottom:14px}
.toppick .bar{background:var(--navy);color:#fff;font-size:13px;font-weight:700;padding:8px 20px}
.toppick .bar span{font-weight:500;color:#C7D3E6}
.toppick .body{padding:20px;display:flex;flex-wrap:wrap;align-items:center;gap:24px}
.toppick .txt{flex:1 1 300px;min-width:0}
.toppick .nm{font-size:19px;font-weight:800;margin-bottom:4px}
.toppick .ds{font-size:15px;color:var(--muted)}
.how{background:var(--navy);color:#fff;border-radius:12px;padding:40px;display:flex;flex-wrap:wrap;gap:40px}
.how h2{color:#fff}
.how p,.how .sd{color:var(--on-dark)}
.how .steps{flex:2 1 520px;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:24px 32px}
.how .sn{font-size:13px;font-weight:800;color:var(--gold);margin-bottom:6px}
.how .st{font-weight:700;margin-bottom:4px}
.how a{color:#fff;font-weight:700}

/* list layout */
.layout{display:flex;flex-wrap:wrap;gap:28px;align-items:flex-start}
.main{flex:999 1 640px;min-width:0;margin-top:-28px;display:flex;flex-direction:column;gap:16px}
.side{flex:1 1 280px;min-width:0;margin-top:24px;display:flex;flex-direction:column;gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;overflow:hidden}
.card.top{border:2px solid var(--navy);box-shadow:0 6px 20px rgba(9,22,44,.10)}
.card.sel{border:2px solid var(--link)}
.card.fit{border:2px solid var(--gold)}
.card-h{display:flex;align-items:center}
.rank{background:var(--navy);color:#fff;font-weight:800;font-size:15px;padding:6px 12px;border-bottom-right-radius:8px}
.tag{margin-left:10px;background:var(--gold);color:var(--ink);font-size:12px;font-weight:800;letter-spacing:.04em;padding:4px 10px;border-radius:4px}
.badge{margin-left:10px;color:var(--muted);font-size:13px;font-weight:600}
.card-b{padding:16px 22px 20px;display:flex;flex-wrap:wrap;gap:22px;align-items:center}
.logo-box{flex:0 0 200px;height:84px;border:1px solid var(--line);border-radius:8px;display:flex;align-items:center;justify-content:center;background:#fff}
.logo-box img{object-fit:contain}
.card-t{flex:1 1 300px;min-width:0;display:flex;flex-direction:column;gap:8px}
.card-t h2,.card-t h3{font-size:20px;font-weight:800}
.card-t .hl{margin:0;font-size:15px;font-weight:700}
.ticks{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:5px}
.ticks li{display:flex;gap:8px;font-size:14px;color:var(--ink-2)}
.ticks svg{flex:none;margin-top:3px}
.watch{margin:0;font-size:13px;color:var(--muted)}.watch b{color:var(--ink-2)}
.card-a{flex:0 1 210px;display:flex;flex-direction:column;gap:8px;align-items:stretch}
.score{display:flex;align-items:center;justify-content:center;gap:10px}
.score .n{font-size:38px;font-weight:800;color:var(--navy);line-height:1}
.score .s{display:flex;flex-direction:column;gap:3px}
.stars{color:var(--gold);font-size:16px;letter-spacing:1px}
.score .l{font-size:13px;font-weight:700}
.fp{font-size:12px;color:var(--muted);text-align:center}
.cmp{display:flex;align-items:center;justify-content:center;gap:8px;min-height:36px;font-size:14px;font-weight:600;color:var(--ink-2);cursor:pointer}
.cmp input{width:18px;height:18px;accent-color:var(--navy)}
.card-f{background:var(--soft);border-top:1px solid var(--line);padding:10px 22px;display:flex;flex-wrap:wrap;gap:6px 26px;font-size:13px}
.card-f span{color:var(--muted)}.card-f strong{color:var(--ink)}
.card-f a{margin-left:auto;font-weight:700;text-decoration:none}
.box{background:#fff;border:1px solid var(--line);border-radius:10px;padding:20px}
.box h2{font-size:18px;font-weight:800;margin-bottom:6px}
.box p{margin:0 0 12px;font-size:14px;color:var(--muted)}
.field{display:flex;flex-direction:column;gap:5px;margin-bottom:10px}
.field label{font-size:13px;font-weight:700}
.field input,.field select{height:44px;border:1px solid #C9D1DC;border-radius:8px;padding:0 10px;font:inherit;font-size:15px;color:var(--ink);background:#fff}
.note{font-size:13px;color:var(--navy);background:#EAF0F8;border-radius:6px;padding:10px;margin-top:10px}
.top3 a{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);padding:5px 0}
.top3 .r{width:28px;height:28px;border-radius:6px;background:var(--navy);color:#fff;font-weight:800;font-size:13px;display:flex;align-items:center;justify-content:center}
.top3 .nm{flex:1;font-weight:700;font-size:14px}
.top3 .sc{font-weight:800}
.panel{background:#fff;border:1px solid var(--line);border-radius:10px;margin-top:16px}
.panel-p{padding:28px}
.tbl{overflow-x:auto;background:#fff;border:1px solid var(--line);border-radius:10px}
table{width:100%;border-collapse:collapse;font-size:14px}
th{background:var(--navy);color:#fff;text-align:left;padding:12px 14px;font-size:13px}
td{padding:12px 14px;border-top:1px solid var(--line)}
td.rk{font-weight:800;color:var(--navy)}
.guide{display:flex;flex-wrap:wrap;overflow:hidden}
.guide img{flex:1 1 280px;min-width:0;height:auto;min-height:260px;object-fit:cover}
.guide .g{flex:2 1 380px;min-width:0;padding:28px}
.guide h2,.method h2,.faq h2{font-size:26px;font-weight:800;margin-bottom:10px}
.guide ol{margin:0;padding-left:20px;display:flex;flex-direction:column;gap:8px;color:var(--ink-2)}
.method{display:flex;flex-wrap:wrap;gap:32px}
.method>div{flex:1 1 300px;min-width:0}
.method p,.method li{color:var(--ink-2);font-size:15px}
.method .small{font-size:13px;color:var(--muted)}
details{border-bottom:1px solid var(--line)}
details:last-child{border-bottom:0}
summary{list-style:none;cursor:pointer;padding:16px 20px;font-weight:700;font-size:16px;display:flex;justify-content:space-between;gap:16px;min-height:56px;align-items:center}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";color:var(--red);font-size:20px}
details[open] summary::after{content:"\2212"}
details p{margin:0;padding:0 20px 18px;color:var(--ink-2)}

/* compare tray */
.tray{position:sticky;bottom:0;z-index:30;box-shadow:0 -8px 24px rgba(9,22,44,.18);display:none}
.tray.on{display:block}
.tray-bar{background:var(--navy);color:#fff}
.tray-bar .wrap{display:flex;flex-wrap:wrap;align-items:center;gap:12px;padding-top:12px;padding-bottom:12px}
.chip{display:flex;align-items:center;gap:6px;background:rgba(255,255,255,.12);border-radius:999px;padding:4px 4px 4px 12px;font-size:14px;font-weight:600}
.chip button{width:28px;height:28px;border:0;border-radius:50%;background:rgba(255,255,255,.18);color:#fff;cursor:pointer;font-size:16px}
.tray-panel{background:#fff;border-top:1px solid var(--line);max-height:70vh;overflow:auto;display:none}
.tray-panel.on{display:block}
.tray-panel .wrap{padding-top:20px;padding-bottom:20px}
.cgrid{display:grid;gap:0 12px}
.cgrid .hd{display:flex;flex-direction:column;align-items:center;gap:8px;padding:12px;background:var(--soft);border-radius:8px;text-align:center}
.cgrid .lb{padding:12px 8px;font-size:14px;font-weight:700;color:var(--muted);border-top:1px solid var(--line)}
.cgrid .vl{padding:12px 8px;font-size:15px;font-weight:600;text-align:center;border-top:1px solid var(--line)}
.x{width:44px;height:44px;border:1px solid var(--line);border-radius:8px;background:#fff;cursor:pointer;font-size:20px}

/* review */
.rhero .wrap{padding-top:32px;padding-bottom:44px}
.rhead{display:flex;flex-wrap:wrap;gap:24px;align-items:center}
.rlogo{width:190px;height:96px;background:#fff;border-radius:10px;display:flex;align-items:center;justify-content:center}
.rtags{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:8px}
.rtags span{background:#fff;color:var(--navy);font-weight:800;font-size:13px;padding:3px 9px;border-radius:4px}
.rtags .g{background:var(--gold);color:var(--ink);font-size:12px;letter-spacing:.04em}
.rhero h1{font-size:clamp(30px,3.6vw,40px);font-weight:800;margin-bottom:6px}
.rbody{padding:28px 0 72px}
.rmain{flex:999 1 640px;min-width:0;display:flex;flex-direction:column;gap:20px}
.rside{flex:1 1 300px;min-width:0;display:flex;flex-direction:column;gap:16px}
.glance{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr))}
.glance div{padding:16px 22px;border-bottom:1px solid var(--line);border-right:1px solid var(--line)}
.glance .k{font-size:13px;color:var(--muted);margin-bottom:4px}.glance .v{font-size:18px;font-weight:800}
.ph{background:var(--navy);color:#fff;padding:12px 22px;font-weight:800;font-size:15px}
.pc{display:flex;flex-wrap:wrap;gap:20px}.pc .box{flex:1 1 300px}
.pc ul{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:9px}
.pc li{display:flex;gap:8px;font-size:15px;color:var(--ink-2)}
.vs{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px}
.vs a{display:flex;flex-direction:column;gap:6px;padding:16px;border:1px solid var(--line);border-radius:8px;text-decoration:none;color:var(--ink)}
.vs b{font-weight:800}.vs span{font-size:14px;color:var(--muted)}.vs i{font-style:normal;font-size:14px;font-weight:700;color:var(--link)}
.dark{background:var(--navy);color:#fff;border-radius:10px;padding:26px}.dark p{color:var(--on-dark);margin:0}
.quote{border:2px solid var(--navy);border-radius:10px;overflow:hidden;background:#fff}
.quote .ph{border-radius:0}
.quote form{padding:20px}
.consent{font-size:11px;color:var(--muted);margin:10px 0 0}
.facts{display:grid;grid-template-columns:auto 1fr;gap:10px 14px;font-size:14px;margin:0}
.facts dt{color:var(--muted)}.facts dd{margin:0;font-weight:700}
.thanks{display:none;padding:20px}.thanks.on{display:block}

/* footer */
.ftr{background:var(--navy-dk);color:#C7D3E6;margin-top:56px}
.ftr .wrap{display:flex;flex-wrap:wrap;gap:40px;padding-top:52px;padding-bottom:28px}
.ftr a{color:#C7D3E6;text-decoration:none}.ftr a:hover{color:#fff}
.ftr .col{flex:1 1 150px}.ftr .col.w{flex:1 1 280px}
.ftr .h{font-weight:700;color:#fff;margin-bottom:12px}
.ftr ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;font-size:14px}
.ftr .legal{border-top:1px solid #1E3657}.ftr .legal .wrap{padding-top:18px;padding-bottom:18px;gap:20px;font-size:13px}
.page{padding:48px 0}.page .box{padding:32px}.page h1{font-size:36px;font-weight:800;margin-bottom:16px}

@media (max-width:640px){
  .wrap{padding:0 16px}
  .hero .wrap{padding-top:44px;padding-bottom:52px}
  .logo-box{flex:1 1 100%}
  .card-a{flex:1 1 100%}
  .card-f a{margin-left:0}
  .how{padding:28px}
  .nav{gap:4px 16px}
}