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- Empire Auto Protect review
Our take
Empire Auto Protect has sold vehicle service contracts since the mid-2000s. Its pitch is simple: almost any car can qualify, there’s no inspection to sign up, and plans start at $69 a month. That makes it an easy option for drivers whose cars are too old or too high-mileage for stricter providers.
Plans are accepted at dealerships and licensed repair shops, and every plan includes 24-hour roadside help and a 30-day money-back guarantee.
Pros
- Accepts any make, model or age in good working order
- No inspection, and free online quotes
- Dedicated EV plan and a rim and tire add-on
- Transferable plans and 24-hour roadside help
Cons
- Customer reviews are mixed, especially on cancellations
- State availability isn’t published
Plans
Empire offers four plan levels plus an add-on. Its website lists the same covered systems for Silver, Supreme and Platinum, and says coverage, deductibles and benefits vary with the plan, the car’s age and its mileage, so ask for the contract before you buy.
| Plan | What it covers | Price |
|---|---|---|
| Silver | Engine, transmission, drive axle, cooling, brakes, electrical, A/C, fuel system and more, plus roadside help, towing and rental car | From $69/mo |
| Supreme | The same listed systems as Silver; limits and terms vary by plan | Get quote |
| Platinum | The same listed systems as Silver; limits and terms vary by plan | Get quote |
| EV Platinum | Plan built for electric vehicles | Get quote |
| Rim and tire add-on | Wheel and tire protection | From $49/mo |
How a claim works
- Take your car to a dealership or licensed repair shop.
- The shop diagnoses the problem and contacts the plan administrator.
- The covered repair is reviewed and approved.
- You pay your deductible and the covered cost is paid under your contract.
How Empire compares
See all 10 →The bottom line
If your car is older or has high mileage and other companies won’t cover it, Empire is worth a quote: there’s no inspection and prices start at $69 a month. Before you buy, read the cancellation terms.