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Last updated: October 2026

Top 10 Best Auto Warranty Companies of 2026

Protect yourself from surprise repair bills

We compared the extended car warranty companies the major review sites rate highest, then ranked them #1 to #10. Tick “Compare” on any two or three to see them side by side.

#1BEST OVERALL · OUR TOP PICK
Empire Auto Protect logo

Empire Auto Protect

Plans from $69 a month, with no inspection to sign up

  • Covers any make, model or age if the car is in good working order
  • Four plan levels, including a dedicated EV plan, plus a rim and tire add-on
  • 24-hour roadside help and a 30-day money-back guarantee

Keep in mind: Customer reviews are mixed, especially on cancellations, so read the contract terms before you buy.

9.8★★★★★Exceptional
Featured partnerGet Quote →
Price From $69/moDeductible $0–$200Max mileage No stated limitWaiting period 30 daysRead review →
#2Best direct provider
Endurance logo

Endurance

Handles its own contracts and claims, with no mileage cap

  • Accepts cars up to 20 years old with no odometer limit
  • Six plan levels, including one that adds routine maintenance
  • First year of Elite Benefits: key fob, tire and windshield help, collision discount

Keep in mind: Usually costs more than average, and coverage starts after 30 days and 1,000 miles.

9.4★★★★★Exceptional
View Plans →
Price $79–$160/moDeductible $0–$200Max mileage No capWaiting period 30 days / 1,000 mi
#3Best for older vehicles
Everything Breaks logo

Everything Breaks

Month-to-month coverage for cars up to 250,000 miles

  • Administers its own plans
  • Elite plan versions built for luxury models
  • Annual plans can add oil changes, brakes and other maintenance

Keep in mind: The monthly rate can change after 30 months, and customer reviews are mixed.

8.9★★★★☆Excellent
View Plans →
Price ~$108/moDeductible $100 typicalMax mileage 250,000Waiting period 30 days / 1,000 mi
#4Best value
autopom! logo

autopom!

One of the lowest yearly costs, with standout customer reviews

  • Three straightforward plans, from powertrain to exclusionary
  • Strong customer reviews, rated 4.7 on Trustpilot
  • Roadside help, rental car and trip interruption included

Keep in mind: Cars are capped near 150,000 miles, and prices are not shown online.

8.8★★★★☆Excellent
View Plans →
Price $79–$126/moDeductible $0–$200Max mileage ~150,000Waiting period Varies by plan
#5Best for buying online
Olive logo

Olive

Get a price and buy online, with no waiting period

  • Coverage starts the next day, with no inspection
  • Choose a $100, $250 or $500 deductible
  • Pays the repair shop directly, and plans transfer at no cost

Keep in mind: Only cars up to 10 model years and 140,000 miles can enroll, and there is no roadside plan.

8.4★★★★☆Very good
View Plans →
Price $50–$150/moDeductible $100–$500Max mileage 185,000Waiting period None
#6Best for high mileage
CarShield logo

CarShield

Accepts cars with up to 300,000 miles

  • Month-to-month plans with no long contract
  • Plans for EVs, motorcycles and ATVs
  • Rental car and trip interruption benefits

Keep in mind: No online quotes, not sold in California, and it settled with the FTC in 2024 over its advertising.

8.2★★★★☆Very good
View Plans →
Price $80–$170/moDeductible $0–$250Max mileage 300,000Waiting period 30 days / 1,000 mi
#7Best plan variety
CARCHEX logo

CARCHEX

Wide range of plans from a broker in business since 1999

  • Plans from powertrain to exclusionary, plus an EV plan
  • Covers cars up to 250,000 miles, with terms up to 10 years
  • Rideshare coverage and a 30-day money-back guarantee

Keep in mind: Prices run higher, and there are no online quotes.

8.1★★★★☆Good
View Plans →
Price $140–$220/moDeductible $0–$250Max mileage 250,000Waiting period 30 days / 1,000 mi
#8Best for discounts
American Dream Auto Protect logo

American Dream Auto Protect

Frequent discounts on three customizable plans

  • Silver, Gold and Platinum plans
  • Roadside help, towing and rental car on every plan
  • Transferable coverage, with claims often approved within 48 hours

Keep in mind: No online quotes, and no sample contract before you pay.

8.1★★★★☆Good
Get Quote →
Price $90–$150/moDeductible VariesMax mileage VariesWaiting period Varies
#9Best month-to-month
Toco Warranty logo

Toco Warranty

Low monthly price, cancel any time

  • Four simple tiers set by your mileage, up to 250,000 miles
  • Flat $100 deductible per repair visit
  • Handles its own claims, with roadside, rental and trip interruption

Keep in mind: Coverage starts after 90 days and 1,000 miles, and it is not sold in several states.

8.0★★★★☆Good
View Plans →
Price $72–$97/moDeductible $100Max mileage 250,000Waiting period 90 days / 1,000 mi
#10Best maintenance benefits
Omega Auto Care logo

Omega Auto Care

Adds up to $500 in maintenance benefits

  • Five plans, from powertrain to exclusionary
  • Covers cars up to 250,000 miles
  • The $100 deductible is waived at some repair shops

Keep in mind: Cars must be 15 years old or newer, and you need to call for a quote.

7.9★★★★☆Good
Get Quote →
Price From ~$60/moDeductible $100Max mileage 250,000Waiting period None

Compare all 10 at a glance

Figures are typical ranges reported by the companies and review sites. Your offer may differ.

RankCompanyScorePriceDeductibleMax mileage
#1Empire Auto Protect9.8 / 10From $69/mo$0–$200No stated limitGet Quote
#2Endurance9.4 / 10$79–$160/mo$0–$200No capView Plans
#3Everything Breaks8.9 / 10~$108/mo$100 typical250,000View Plans
#4autopom!8.8 / 10$79–$126/mo$0–$200~150,000View Plans
#5Olive8.4 / 10$50–$150/mo$100–$500185,000View Plans
#6CarShield8.2 / 10$80–$170/mo$0–$250300,000View Plans
#7CARCHEX8.1 / 10$140–$220/mo$0–$250250,000View Plans
#8American Dream Auto Protect8.1 / 10$90–$150/moVariesVariesGet Quote
#9Toco Warranty8.0 / 10$72–$97/mo$100250,000View Plans
#10Omega Auto Care7.9 / 10From ~$60/mo$100250,000Get Quote
Couple going over paperwork at a kitchen table

How to choose an auto warranty

Most “extended warranties” are vehicle service contracts that pay for covered repairs after the factory warranty ends.

  1. Direct provider or broker? Direct providers like Endurance and Toco handle their own claims. Brokers sell plans that another company administers.
  2. Match coverage to your car. Newer cars suit exclusionary (bumper-to-bumper) plans. Older, high-mileage cars often suit powertrain plans.
  3. Read the contract first. Check the waiting period, the exclusions and the cancellation terms before you pay.

How we ranked #1 to #10

#1 is our top pick for most drivers, and its score is our editors’ rating.

#2 to #10 are ranked by their average score across six leading review sites, converted to a 10-point scale. A company had to appear on at least two of those sites to qualify.

Review sites we used

  • Car Talk
  • Consumer Review Center
  • Screened
  • NerdWallet
  • Automoblog
  • ConsumerAffairs (customer rating)

We also checked the picks from Money, CNBC Select, Insured Better and Insurify. Last checked October 2026.

We may receive compensation from, or be affiliated with, companies on this page, which can affect their placement.

FAQs

What is an extended car warranty?

Most are technically vehicle service contracts: an agreement to pay for covered repairs after the factory warranty ends. They are sold by carmakers, dealers and independent companies.

How much does an extended car warranty cost?

The plans on this page mostly run between about $50 and $220 a month, depending on your car, its mileage, the coverage level and the deductible you pick.

What is the difference between a direct provider and a broker?

A direct provider writes its own contracts and handles its own claims. A broker sells plans that another company administers, so that administrator decides and pays your claims.

Is there a waiting period before I can file a claim?

Usually. Thirty days and 1,000 miles is common, some month-to-month plans wait 90 days, and a few providers like Olive have none.

Can I cancel my plan?

Most providers offer a full refund within the first 30 days and a prorated refund after that, sometimes minus a fee. Read the cancellation section of the contract before you buy.

Side-by-side comparison

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