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- Deliver Funding review
Our take
Deliver Funding covers the full range of fast business capital, from a $10,000 cash advance to $5 million in equipment financing. Pre-approval doesn’t touch your credit, every credit type is considered, and decisions can come back in as little as 24 hours.
It’s built for small businesses with steady deposits that need money quickly and don’t want a bank’s paperwork or wait.
Pros
- Four funding types, from $10,000 up to $5 million
- No hard credit pull to get pre-approved
- All credit types considered
- Decisions in as little as 24 hours
Cons
- Rates and fees are quoted after you apply
- Most programs need 6 months in business
- Phone support on weekdays only
Funding options
Your offer depends on your revenue, time in business and the product you choose.
| Product | Amount | How it works |
|---|---|---|
| Merchant cash advance | $10K–$5M | An advance against future sales, repaid from your revenue |
| Line of credit | $10K–$250K | Draw what you need and pay only for what you use |
| Short-term loan | $10K–$500K | A lump sum repaid over 3 to 18 months |
| Equipment financing | $10K–$5M | Financing secured by the equipment you buy |
How it works
- Apply online in a few minutes. Pre-approval uses no hard credit pull.
- Share your recent business bank statements.
- Review your offer, often within 24 hours.
- Accept and get funded, typically 24 to 48 hours after approval.
How Deliver compares
See all 10 →#1 Deliver Funding vs. #6 Forward FinancingForward needs a full year in business. Deliver Funding needs 6 months.Compare →#1 Deliver Funding vs. #7 CrediblyCredibly tops out at $600K. Deliver Funding goes up to $5M.Compare →#1 Deliver Funding vs. #9 Fora FinancialFora needs about $20K a month in revenue. Deliver Funding asks for about $10K.Compare →
The bottom line
If your business has at least 6 months of steady deposits and you need capital fast, Deliver Funding is our top pick. It covers small advances and large equipment deals alike, and checking your options won’t affect your credit.